Living in Japan Cost

Moving to Japan checklist

Last checked: 2026-11-06

Your first job after arriving is to register your address at your city or ward office within 14 days of moving in. Health insurance, pension and your My Number are all handled from that step, so do it before the rest.

The checklist by deadline

WhenTaskWhereCost or detail
At the airportCheck you received a residence card. If not, keep the passport that shows it will be issued later.ImmigrationResidence fees
Within 14 days of moving inRegister your addressCity or ward officeBring your residence card and passport, plus family documents with a translation if family is joining you
Same visit, if you canNational Health Insurance, unless you join a company planCity or ward officePremiums vary by city
Within 14 daysNational Pension, Category I, if you are 20 to 59 and not in a company planCity or ward office17,920 yen a month in fiscal 2026 and 18,290 yen in fiscal 2027, or apply for an exemption
After registeringReceive your Individual Number. Decide on a My Number Card.Sent to your addressFirst card is free
After registeringOpen a bank accountBank or post officeJapan Post Bank needs more than 3 months left on your stay
When you need itPhone planOnline or at a counterPhone plan prices
If you have childrenChild allowance, nursery or schoolCity or ward officeDaycare costs
If you are 40 or olderLong-term care insuranceCity or ward officeHiroshima says this applies to stays over 3 months. Ages 40 to 64 must also be in public medical insurance.

A proxy can sometimes file for you. Yokohama accepts a household member or someone with a letter of proxy.

Example budget for your first month

This is our own sum using figures from our other pages, each checked on the date shown there, to show the scale. It is one person under 40, not on a company plan, in Kashiwa City. Your costs will differ, and it leaves out food, furniture, utilities and flights.

ItemAmount
Move-in cost at 80,000 yen rent, middle case from our deposit and key money page320,000 yen
Mobal 5GB plan: SIM 4,950 yen plus one month 3,190 yen, as one example8,140 yen
National Pension, one month17,920 yen
National Health Insurance at the Kashiwa flat rate, 60,744 yen a year divided by 125,062 yen
Total351,122 yen

The flat health insurance rate assumes no income is counted. We could not confirm how foreign income is treated in your first year. Ask your city.

Later dates to put in your calendar

Mistakes to avoid

What we could not confirm

This page is general information, not legal advice. Your city office can confirm what you need.

Check current plans and prices on Mobal.

See Mobal Japan SIM plans

Check current monthly plans and prices on Sakura Mobile.

See Sakura Mobile monthly plans

Sources